Plan Ledger DOL Form 5500 · updated monthly

Fivos, Inc.401(k)

FIVOS INC 401(K) PLAN · WEST LEBENON, NH · plan year 2023

Reported admin expense ratio · 2023
0.46%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Fivos, Inc. reported $40,279 in plan administrative expenses for 2023: 0.46% of average plan assets, below the peer median. Employer contributions averaged $5,763 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.04% to 0.46%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New Hampshire (276th of 411), and the 5,940th of 11,911 in health care & social assistance. In 2023, employees put in $2.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,307,608
Participants with balances95
Active participants58
Employer contributions$334,282
Employee contributions$768,295
Employer contribution per active participant$5,763
Average account balance$97,975
Benefits paid to participants$1,806,702
Plan auditUnmodified (clean) audit opinion
AuditorGALLAGHER, FLYNNE AND COMPANY, LLP
Plan history2
Yearassets · accounts · employer contribution
2023$9.3M · 95 accts · $334K emplr
2022$8.1M · 101 accts · $300K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$10,718
Investment management$29,561
Total administrative$40,279
The Fivos, Inc. 401(k) match · 2023
Employer contribution per active participant$5,763
Median for plans this size$1,308
2023$5,763 per active participant
2022$3,529 per active participant

Fivos, Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$29,002
EMPOWER ADVISORY GROUP, LLC · Investment management$559

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$40,279 · 0.46%
2022$3,242 · 0.04%
Similar plansHealth Care & Social Assistance · New Hampshire
Waypoint NH$9.8M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 451573625 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.