Plan Ledger DOL Form 5500 · updated monthly

Fitzpatrick Retail & Realty Company, Inc.401(k)

MAIN STREET HOSPITALITY RETIREMENT PLAN · STOCKBRIDGE, MA · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Fitzpatrick Retail & Realty Company, Inc. reported $15,713 in plan administrative expenses for 2024: 0.39% of average plan assets, below the peer median. Employer contributions averaged $936 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.46% to 0.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Massachusetts (2,361st of 2,726), and the 952nd of 2,240 in accommodation & food services. In 2024, employees put in $1.74 for every $1.00 the employer contributed; active participation has shrunk from 376 to 221 since 2022.

Plan summary
Net assets, end of year$4,457,297
Participants with balances120
Active participants221
Employer contributions$206,746
Employee contributions$360,442
Employer contribution per active participant$936
Average account balance$37,144
Benefits paid to participants$234,207
Plan auditUnmodified (clean) audit opinion
AuditorMEYERS BROTHERS KALICKA, PC
Plan history3
Yearassets · accounts · employer contribution
2024$4.5M · 120 accts · $207K emplr
2023$3.6M · 134 accts · $158K emplr
2022$3.1M · 91 accts · $77K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,713
Total administrative$15,713
The Fitzpatrick Retail & Realty Company, Inc. 401(k) match · 2024
Employer contribution per active participant$936
Median for plans this size$1,313
2024$936 per active participant
2023$710 per active participant
2022$206 per active participant

Fitzpatrick Retail & Realty Company, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL CORP · Claims processing · Recordkeeping$15,713

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$15,713 · 0.39%
2023$15,254 · 0.45%
2022$15,629 · 0.46%
Similar plansAccommodation & Food Services · Massachusetts
Mastoran Corporation MA$6.2M · 0.14%
Kellys Roast Beef, Inc. MA$5.3M · 0.53%
Marylou's News, Inc MA$4.6M · 0.56%
Nexdine, LLC MA$4.1M · 0.88%
Morin's Incorporated MA$4.0M · 0.50%
Dd Hotels I, LLC MA$3.9M · 1.11%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 042805466 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.