Plan Ledger DOL Form 5500 · updated monthly

Fisher Sand & Gravel Co.401(k)

FISHER PROFIT SHARING AND PREVAILING WAGE PLAN · DICKINSON, ND · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fisher Sand & Gravel Co. reported $332,442 in plan administrative expenses for 2024: 0.42% of average plan assets, higher than ~90% of peers. Employer contributions averaged $6,468 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.42%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 36th-largest of 279 plans among North Dakota employers on file, and the 711th of 5,337 in construction. In 2024, the employer put in $2.87 for every $1.00 employees contributed themselves; active participation has grown from 1,139 to 1,330 since 2022.

Plan summary
Net assets, end of year$84,246,949
Participants with balances1,244
Active participants1,330
Employer contributions$8,602,893
Employee contributions$3,002,522
Employer contribution per active participant$6,468
Average account balance$67,723
Benefits paid to participants$9,635,236
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$84.2M · 1,244 accts · $8.6M emplr
2023$74.3M · 1,135 accts · $7.9M emplr
2022$63.8M · 1,146 accts · $7.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$144,315
Investment management$112,876
Trustee / custodial$75,251
Total administrative$332,442
The Fisher Sand & Gravel Co. 401(k) match · 2024
Employer contribution per active participant$6,468
Median for plans this size$3,635
2024$6,468 per active participant
2023$6,114 per active participant
2022$6,320 per active participant

Fisher Sand & Gravel Co.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BRAVERA WEALTH · Trustee · Recordkeeping$332,442

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BRAVERA WEALTH
2023BRAVERA WEALTH

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$332,442 · 0.42%
2023$302,271 · 0.44%
2022$297,795 · 0.44%
Same employer
Similar plansConstruction · North Dakota
Knife River Corporation ND$964.2M · 0.11%
Miller Enterprises, Inc. ND$46.2M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 450308561 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.