Plan Ledger DOL Form 5500 · updated monthly

Finchey Corporation of California dba Pacific Bmw401(k)

PACIFIC DEALERSHIP GROUP RETIREMENT PLAN · GLENDALE, CA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Finchey Corporation of California dba Pacific Bmw reported $24,223 in plan administrative expenses for 2025: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,332 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.14% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 3,149th-largest of 9,483 plans among California employers on file, and the 1,222nd of 5,215 in retail trade. In 2025, employees put in $2.64 for every $1.00 the employer contributed; active participation has grown from 140 to 181 since 2022.

Plan summary
Net assets, end of year$24,492,653
Participants with balances198
Active participants181
Employer contributions$422,081
Employee contributions$1,112,409
Employer contribution per active participant$2,332
Average account balance$123,700
Benefits paid to participants$531,724
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$24.5M · 198 accts · $422K emplr
2024$20.1M · 200 accts · $409K emplr
2023$16.8M · 188 accts · $398K emplr
2022$13.8M · 170 accts · $377K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$24,223
Total administrative$24,223
The Finchey Corporation of California dba Pacific Bmw 401(k) match · 2025
Employer contribution per active participant$2,332
Median for plans this size$2,666
2025$2,332 per active participant
2024$2,392 per active participant
2023$2,399 per active participant
2022$2,694 per active participant

Finchey Corporation of California dba Pacific Bmw's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$24,223 · 0.11%
2024$26,865 · 0.15%
2023$21,955 · 0.14%
2022$20,416 · 0.14%
Same employer
Similar plansRetail Trade · California
Stanislaus Farm Supply CA$24.9M · 0.37%
Berberian Enterprises, Inc. CA$24.8M · 0.64%
Pet Food Express, LLC CA$24.0M · 0.41%
Jeromes Furniture Warehouse CA$23.8M · 0.47%
Walnut Creek Ford, Inc. CA$23.7M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953667884 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.