Plan Ledger DOL Form 5500 · updated monthly

Federated Co-Ops, Inc.401(k)

FEDERATED CO-OPS, INC. 401(K) PLAN AND TRUST · PRINCETON, MN · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Federated Co-Ops, Inc. reported $65,419 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $3,213 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.254%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 752nd-largest of 1,918 plans among Minnesota employers on file, and the 1,146th of 5,215 in retail trade. In 2024, employees put in $1.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,531,606
Participants with balances279
Active participants233
Employer contributions$748,555
Employee contributions$1,006,199
Employer contribution per active participant$3,213
Average account balance$95,095
Benefits paid to participants$3,274,298
Plan auditUnmodified (clean) audit opinion
AuditorCARLSONSV LLP
Plan history3
Yearassets · accounts · employer contribution
2024$26.5M · 279 accts · $749K emplr
2023$25.0M · 275 accts · $720K emplr
2022$21.3M · 264 accts · $597K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,419
Investment management$25,000
Total administrative$65,419
The Federated Co-Ops, Inc. 401(k) match · 2024
Employer contribution per active participant$3,213
Median for plans this size$2,416
2024$3,213 per active participant
2023$3,145 per active participant
2022$2,676 per active participant

Federated Co-Ops, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CHRISTENSEN GROUP FINANCIAL LLC · Investment advisory (plan)$25,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$65,419 · 0.25%
2023$54,687 · 0.24%
2022$60,014 · 0.25%
Similar plansRetail Trade · Minnesota
Hirshfield's, Inc. MN$31.1M · 0.24%
Abc Bus Companies, Inc. MN$29.7M · 0.47%
Metropolitan Corp. MN$29.1M · 0.43%
Ams Holdings, LLC MN$25.6M · 0.29%
Lueken's Food Stores, Inc. MN$23.9M · 0.01%
Buerkle Company MN$23.8M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411986440 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.