Plan Ledger DOL Form 5500 · updated monthly

Fearless, Inc.401(k)

EMPLOYEE BENEFIT PLAN OF FEARLESS, INC. · PAIA, HI · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Fearless, Inc. reported $1,914 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $213 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Hawaii (180th of 269), and the 701st of 2,240 in accommodation & food services. In 2024, employees put in $7.44 for every $1.00 the employer contributed; active participation has grown from 278 to 314 since 2022.

Plan summary
Net assets, end of year$7,533,530
Participants with balances180
Active participants314
Employer contributions$66,846
Employee contributions$497,088
Employer contribution per active participant$213
Average account balance$41,853
Benefits paid to participants$469,988
Plan auditUnmodified (clean) audit opinion
AuditorHENRY & PETERS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$7.5M · 180 accts · $67K emplr
2023$6.6M · 200 accts · $53K emplr
2022$5.7M · 201 accts · $43K emplr
The Fearless, Inc. 401(k) match · 2024
Employer contribution per active participant$213
Median for plans this size$1,313
2024$213 per active participant
2023$197 per active participant
2022$153 per active participant

Fearless, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$2,433

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,914 · 0.03%
2023$916 · 0.01%
2022$1,009 · 0.02%
Similar plansAccommodation & Food Services · Hawaii
Trump International Waikiki HI$12.8M · 0.05%
DHL Mahi Staffing, LLC HI$12.3M · 0.48%
Pbhk, Inc. HI$7.1M · 0.53%
Kona Brewery LLC HI$3.4M · 1.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990198335 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.