Plan Ledger DOL Form 5500 · updated monthly

Fci Constructors, Inc.401(k)

FCI CONSTRUCTORS, INC. PROFIT SHARING PLAN · GRAND JUNCTION, CO · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Fci Constructors, Inc. reported $113,895 in plan administrative expenses for 2024: 0.14% of average plan assets, above the peer median. Employer contributions averaged $7,781 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.14%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 154th-largest of 1,461 plans among Colorado employers on file, and the 729th of 5,337 in construction. In 2024, the employer put in $1.61 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$82,208,082
Participants with balances532
Active participants432
Employer contributions$3,361,512
Employee contributions$2,086,696
Employer contribution per active participant$7,781
Average account balance$154,526
Benefits paid to participants$7,896,631
Plan auditUnmodified (clean) audit opinion
AuditorDWC CPAS AND ADVISORS
Plan history3
Yearassets · accounts · employer contribution
2024$82.2M · 532 accts · $3.4M emplr
2023$80.7M · 549 accts · $4.0M emplr
2022$67.9M · 556 accts · $3.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,653
Investment management$50,442
Audit (IQPA)$15,800
Total administrative$113,895
The Fci Constructors, Inc. 401(k) match · 2024
Employer contribution per active participant$7,781
Median for plans this size$3,635
2024$7,781 per active participant
2023$9,666 per active participant
2022$7,823 per active participant

Fci Constructors, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIRST WESTERN TRUST · Investment advisory (plan)$50,442
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$47,653
DWC CPAS AND ADVISORS · Accounting / audit$15,800
HUNTER BENEFITS CONSULTING GROUP IN · Other servicesindirect comp
MORNING INVESTMENT MANAGERMENT LLC · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$113,895 · 0.14%
2023$112,625 · 0.15%
2022$78,477 · 0.11%
Same employer
Similar plansConstruction · Colorado
Encore Electric, Inc. CO$92.1M · 0.18%
Safebuilt, LLC CO$84.7M · 0.10%
Mwh Constructors, Inc. CO$67.7M · 0.20%
Rk Industries, LLC CO$66.6M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840763878 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.