Plan Ledger DOL Form 5500 · updated monthly

Fch Enterprises, Inc.401(k)

ZIPPY'S 401(K) PROFIT SHARING PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Fch Enterprises, Inc. reported $146,533 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $608 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.41% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 61st-largest of 269 plans among Hawaii employers on file, and the 154th of 2,240 in accommodation & food services. In 2024, employees put in $3.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$44,606,410
Participants with balances750
Active participants960
Employer contributions$583,944
Employee contributions$2,202,789
Employer contribution per active participant$608
Average account balance$59,475
Benefits paid to participants$4,485,506
Plan auditUnmodified (clean) audit opinion
AuditorKKDLY LLC
Plan history3
Yearassets · accounts · employer contribution
2024$44.6M · 750 accts · $584K emplr
2023$41.3M · 750 accts · $548K emplr
2022$35.8M · 741 accts · $514K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$146,206
Total administrative$146,533
The Fch Enterprises, Inc. 401(k) match · 2024
Employer contribution per active participant$608
Median for plans this size$2,416
2024$608 per active participant
2023$575 per active participant
2022$554 per active participant

Fch Enterprises, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
LPL FINANCIAL · Investment advisory (plan)$55,537
SUEMORI & INOUYE, INC. · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$146,533 · 0.34%
2023$127,348 · 0.33%
2022$138,706 · 0.41%
Same employer
Similar plansAccommodation & Food Services · Hawaii
Outrigger Hotels Hawaii HI$162.7M · 0.28%
Halekulani Corporation HI$105.3M · 0.12%
Prince Resorts Hawaii, Inc. HI$64.0M · 0.16%
Kawailoa Development LLP HI$30.6M · 0.04%
Irongate Waikiki LLC HI$14.9M · 0.04%
Taco Aloha, Inc. HI$14.4M · 0.25%
Hoaloha NA Eha. LTD. HI$12.8M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990115806 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.