F.M. Howell & Company401(k)
F.M. HOWELL & COMPANY PART III RETIREMENT SAVINGS PLAN 401(K) · ELMIRA, NY · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
F.M. Howell & Company reported $586 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 2,105th-largest of 5,648 plans among New York employers on file, and the 4,895th of 13,661 in manufacturing. In 2025, employees put in $7.64 for every $1.00 the employer contributed; active participation has shrunk from 230 to 182 since 2022.
F.M. Howell & Company's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 160488020 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.