Plan Ledger DOL Form 5500 · updated monthly

F.G. Pruitt, Inc.401(k)

F.G. PRUITT 401(K) PROFIT SHARING PLAN · RICHMOND, VA · plan year 2025

Reported admin expense ratio · 2025
0.41%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

F.G. Pruitt, Inc. reported $68,317 in plan administrative expenses for 2025: 0.41% of average plan assets, above the peer median. Employer contributions averaged $12,230 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 1,063rd-largest of 2,266 plans among Virginia employers on file, and the 2,177th of 5,337 in construction. In 2025, the employer put in $2.43 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$18,043,005
Participants with balances129
Active participants100
Employer contributions$1,222,988
Employee contributions$503,563
Employer contribution per active participant$12,230
Average account balance$139,868
Benefits paid to participants$1,603,127
Plan auditUnmodified (clean) audit opinion
AuditorALEXANDER & WILLIAMS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2025$18.0M · 129 accts · $1.2M emplr
2024$15.5M · 118 accts · $1.1M emplr
2023$12.7M · 113 accts · $975K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$68,317
Total administrative$68,317
The F.G. Pruitt, Inc. 401(k) match · 2025
Employer contribution per active participant$12,230
Median for plans this size$2,666
2025$12,230 per active participant
2024$11,012 per active participant
2023$9,462 per active participant

F.G. Pruitt, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
WELLS FARGO ADVISORS FIN NETWORK · Investment advisory (plan)$37,846
ALEXANDER & WILLIAMS LLC · Accounting / audit$11,000
DEFINITI LLC · Contract administrator$6,034

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$68,317 · 0.41%
2024$38,517 · 0.27%
2023$22,710 · 0.19%
Similar plansConstruction · Virginia
Uniwest Construction, Inc. VA$16.3M · 0.36%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 541232694 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.