Plan Ledger DOL Form 5500 · updated monthly

Experian, Inc.401(k)

EXPERIAN PERSONAL INVESTMENT PLAN · COSTA MESA, CA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Experian, Inc. reported $442,083 in plan administrative expenses for 2024: 0.03% of average plan assets, below the peer median. Employer contributions averaged $5,514 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.030% to 0.028%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 83rd-largest of 9,483 plans among California employers on file, and the 114th of 4,798 in finance & insurance. In 2024, employees put in $2.16 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,689,889,896
Participants with balances7,852
Active participants6,165
Employer contributions$33,994,294
Employee contributions$73,286,326
Employer contribution per active participant$5,514
Average account balance$215,218
Benefits paid to participants$141,457,456
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.7B · 7,852 accts · $34.0M emplr
2023$1.5B · 8,054 accts · $33.5M emplr
2022$1.2B · 8,033 accts · $31.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$313,361
Total administrative$442,083
The Experian, Inc. 401(k) match · 2024
Employer contribution per active participant$5,514
Median for plans this size$5,259
2024$5,514 per active participant
2023$5,184 per active participant
2022$4,798 per active participant

Experian, Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$313,361
CONCURRENT INVESTMENT ADVISORS, LL · Investment advisory (plan)$70,000
MARSH & MCLENNAN COMPANIES, INC · Consulting$34,483
MOSS ADAMS · Accounting / audit$22,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$442,083 · 0.03%
2023$499,517 · 0.04%
2022$399,804 · 0.03%
Same employer
Similar plansFinance & Insurance · California
City National Bank CA$1.7B · 0.06%
Vision Service Plan CA$1.5B · 0.07%
Bank of the West CA$1.3B · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311343192 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.