Plan Ledger DOL Form 5500 · updated monthly

Estes Express Lines401(k)

ESTES WEST 401(K) RETIREMENT PLAN · RICHMOND, VA · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Estes Express Lines reported $243,171 in plan administrative expenses for 2024: 0.16% of average plan assets, above the peer median. Employer contributions averaged $1,315 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.164%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 188th-largest of 2,266 plans among Virginia employers on file, and the 173rd of 2,677 in transportation & warehousing. In 2024, employees put in $2.74 for every $1.00 the employer contributed; active participation has grown from 3,411 to 4,203 since 2022.

Plan summary
Net assets, end of year$161,041,976
Participants with balances2,300
Active participants4,203
Employer contributions$5,525,026
Employee contributions$15,120,605
Employer contribution per active participant$1,315
Average account balance$70,018
Benefits paid to participants$13,794,557
Plan auditUnmodified (clean) audit opinion
AuditorJOYNER KIRKHAM KEEL & ROBERTSON PC
Plan history3
Yearassets · accounts · employer contribution
2024$161.0M · 2,300 accts · $5.5M emplr
2023$135.0M · 2,099 accts · $4.0M emplr
2022$112.8M · 1,959 accts · $3.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,838
Investment management$127,333
Total administrative$243,171
The Estes Express Lines 401(k) match · 2024
Employer contribution per active participant$1,315
Median for plans this size$3,635
2024$1,315 per active participant
2023$1,082 per active participant
2022$1,052 per active participant

Estes Express Lines's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$127,333
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$115,838

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$243,171 · 0.16%
2023$218,740 · 0.18%
2022$194,946 · 0.16%
Same employer
Similar plansTransportation & Warehousing · Virginia
Cma Cgm (America) LLC VA$332.7M · 0.08%
Tforce Holdings USA, Inc. VA$276.4M · 0.19%
Tforce Freight, Inc VA$164.4M · 0.47%
Lasership, Inc. VA$76.2M · 0.27%
K Line America, Inc. VA$52.2M · 0.04%
Jk Moving and Storage, Inc. VA$51.1M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953156091 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.