Plan Ledger DOL Form 5500 · updated monthly

Ernest Bock & Sons, Inc.401(k)

E.B.S. 401K PLAN · PHILADELPHIA, PA · plan year 2024

Reported admin expense ratio · 2024
0.89%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ernest Bock & Sons, Inc. reported $46,089 in plan administrative expenses for 2024: 0.89% of average plan assets, higher than ~75% of peers. Employer contributions averaged $292 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.89%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Pennsylvania (2,847th of 3,651), and 3,922nd of 5,337 in construction. In 2024, employees put in $5.00 for every $1.00 the employer contributed; active participation has shrunk from 242 to 149 since 2022.

Plan summary
Net assets, end of year$5,304,826
Participants with balances145
Active participants149
Employer contributions$43,493
Employee contributions$217,661
Employer contribution per active participant$292
Average account balance$36,585
Benefits paid to participants$640,760
Plan auditUnmodified (clean) audit opinion
AuditorMASTER, SIDLOW & ASSOCIATES, P.A.
Plan history3
Yearassets · accounts · employer contribution
2024$5.3M · 145 accts · $43K emplr
2023$5.0M · 147 accts · $50K emplr
2022$4.2M · 148 accts · $51K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$46,089
Total administrative$46,089
The Ernest Bock & Sons, Inc. 401(k) match · 2024
Employer contribution per active participant$292
Median for plans this size$1,313
2024$292 per active participant
2023$236 per active participant
2022$209 per active participant

Ernest Bock & Sons, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$458
EQUITABLE ADVISORS · Investment advisory (participants)$19,515

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$46,089 · 0.89%
2023$25,030 · 0.54%
2022$21,503 · 0.48%
Similar plansConstruction · Pennsylvania
Sage Senior Living, LLC PA$5.6M · 1.42%
Dgi-Menard, Inc. PA$5.4M · 0.32%
Don E. Bower, Inc. PA$5.4M · 0.69%
Eichelbergers, Inc. PA$4.9M · 0.67%
Chrin of Delaware, Inc. PA$4.4M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231730606 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.