Plan Ledger DOL Form 5500 · updated monthly

Episcopal Community Services401(k)

EPISCOPAL COMMUNITY SERVICES 401K PLAN · NATIONAL CITY, CA · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Episcopal Community Services reported $81,883 in plan administrative expenses for 2024: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,515 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 4,431st-largest of 9,483 plans among California employers on file, and the 4,548th of 11,911 in health care & social assistance. In 2024, employees put in $1.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,738,781
Participants with balances540
Active participants410
Employer contributions$620,978
Employee contributions$1,104,848
Employer contribution per active participant$1,515
Average account balance$27,294
Benefits paid to participants$2,110,779
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.7M · 540 accts · $621K emplr
2023$13.7M · 528 accts · $594K emplr
2022$11.8M · 493 accts · $557K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,453
Investment management$28,430
Total administrative$81,883
The Episcopal Community Services 401(k) match · 2024
Employer contribution per active participant$1,515
Median for plans this size$2,416
2024$1,515 per active participant
2023$1,420 per active participant
2022$1,435 per active participant

Episcopal Community Services's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RETIREMENT · Recordkeeping$53,453
MMA SECURITIES LLC · Investment advisory (plan)$28,430

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$81,883 · 0.58%
2023$72,709 · 0.57%
2022$74,738 · 0.59%
Same employer
Similar plansHealth Care & Social Assistance · California
United Way of the Bay Area CA$14.9M · 0.04%
Elder Care Alliance CA$14.8M · 0.25%
Emanate Health Mso CA$14.6M · 0.32%
Exagen Inc. CA$14.3M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 951945256 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.