Plan Ledger DOL Form 5500 · updated monthly

Epcor USA, Inc.401(k)

EPCOR USA INC. 401(K) SAVINGS PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Epcor USA, Inc. reported $171,475 in plan administrative expenses for 2024: 0.32% of average plan assets, higher than ~75% of peers. Employer contributions averaged $6,735 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.32%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other utilities employers. By assets it is the 169th-largest of 1,285 plans among Arizona employers on file, and the 173rd of 412 in utilities. In 2024, the employer put in $1.06 for every $1.00 employees contributed themselves; active participation has grown from 432 to 612 since 2022.

Plan summary
Net assets, end of year$57,727,300
Participants with balances674
Active participants612
Employer contributions$4,122,032
Employee contributions$3,872,087
Employer contribution per active participant$6,735
Average account balance$85,649
Benefits paid to participants$5,066,278
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$57.7M · 674 accts · $4.1M emplr
2023$48.5M · 603 accts · $3.4M emplr
2022$38.3M · 492 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$171,475
Total administrative$171,475
The Epcor USA, Inc. 401(k) match · 2024
Employer contribution per active participant$6,735
Median for plans this size$3,635
2024$6,735 per active participant
2023$6,180 per active participant
2022$6,137 per active participant

Epcor USA, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$171,475
MERCER INVESTMENT MANAGEMENT · Investment managementindirect comp
CBIZ CPAS P.C. · Accounting / auditindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$171,475 · 0.32%
2023$132,953 · 0.31%
2022$114,531 · 0.29%
Same employer
Similar plansUtilities · Arizona
Arizona Water Co. AZ$49.9M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460525312 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.