Plan Ledger DOL Form 5500 · updated monthly

Environmental Consulting & Technology, Inc.401(k)

ECT 401(K) TAX-DEFERRED SAVINGS PLAN · GAINESVILLE, FL · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Environmental Consulting & Technology, Inc. reported $101,916 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,212 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 787th-largest of 3,644 plans among Florida employers on file, and the 4,025th of 11,654 in professional & technical services. In 2024, employees put in $3.53 for every $1.00 the employer contributed; active participation has grown from 185 to 222 since 2022.

Plan summary
Net assets, end of year$31,361,405
Participants with balances299
Active participants222
Employer contributions$491,073
Employee contributions$1,732,043
Employer contribution per active participant$2,212
Average account balance$104,888
Benefits paid to participants$3,014,674
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$31.4M · 299 accts · $491K emplr
2023$28.5M · 299 accts · $437K emplr
2022$25.9M · 260 accts · $139K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,093
Investment management$61,823
Total administrative$101,916
The Environmental Consulting & Technology, Inc. 401(k) match · 2024
Employer contribution per active participant$2,212
Median for plans this size$2,416
2024$2,212 per active participant
2023$2,072 per active participant
2022$749 per active participant

Environmental Consulting & Technology, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADVUS FINANCIAL PARTNERS LLC · Investment advisory (plan)$54,844
EMPOWER ADVISORY GROUP, LLC · Investment management$6,979

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$101,916 · 0.34%
2023$94,531 · 0.35%
2022$93,437 · 0.33%
All plans at this employer2
ECT 401(K) TAX-DEFERRED SAVINGS PLAN401(k)
ECT EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 592921038 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.