Plan Ledger DOL Form 5500 · updated monthly

Ent Credit Union401(k)

ENT CREDIT UNION 401(K) RETIREMENT PLAN · COLORADO SPRINGS, CO · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ent Credit Union reported $114,196 in plan administrative expenses for 2024: 0.07% of average plan assets, below the peer median. Employer contributions averaged $6,826 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.07%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 90th-largest of 1,461 plans among Colorado employers on file, and the 617th of 4,798 in finance & insurance. In 2024, the employer put in $1.08 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$183,047,609
Participants with balances1,670
Active participants1,413
Employer contributions$9,645,692
Employee contributions$8,894,992
Employer contribution per active participant$6,826
Average account balance$109,609
Benefits paid to participants$17,707,378
Plan auditUnmodified (clean) audit opinion
AuditorPLANTE & MORAN, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$183.0M · 1,670 accts · $9.6M emplr
2023$158.2M · 1,713 accts · $9.6M emplr
2022$128.1M · 1,677 accts · $8.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$86,279
Investment management$26,944
Total administrative$114,196
The Ent Credit Union 401(k) match · 2024
Employer contribution per active participant$6,826
Median for plans this size$3,635
2024$6,826 per active participant
2023$7,233 per active participant
2022$6,248 per active participant

Ent Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
T ROWE PRICE RPS INC · Recordkeeping · Trustee$84,348
CAPFINANCIAL PARTNERS LLC · Investment advisory (participants)$26,944

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023Securian

This plan has changed recordkeepers within these filings. If you left Ent Credit Union before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$114,196 · 0.07%
2023$74,450 · 0.05%
2022$65,857 · 0.05%
Same employer
Similar plansFinance & Insurance · Colorado
Empower Retirement, LLC CO$2.2B · 0.00%
Putnam Investments, LLC CO$996.4M · 0.00%
Janus Capital Group Inc. CO$544.8M · 0.05%
Heartland Financial USA, Inc CO$318.2M · 0.05%
Alpine Banks of Colorado CO$160.9M · 0.03%
Mercer Advisors, Inc. CO$145.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840470451 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.