Plan Ledger DOL Form 5500 · updated monthly

Enstructure LLC401(k)

ENSTRUCTURE 401(K) PLAN · WELLESLEY, MA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Enstructure LLC reported $17,067 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,116 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 996th-largest of 2,726 plans among Massachusetts employers on file, and the 543rd of 2,677 in transportation & warehousing. In 2024, the employer put in $1.10 for every $1.00 employees contributed themselves; active participation has grown from 803 to 1,438 since 2022.

Plan summary
Net assets, end of year$30,621,941
Participants with balances974
Active participants1,438
Employer contributions$3,043,205
Employee contributions$2,773,499
Employer contribution per active participant$2,116
Average account balance$31,439
Benefits paid to participants$3,924,355
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$30.6M · 974 accts · $3.0M emplr
2023$25.0M · 618 accts · $1.4M emplr
2022$17.8M · 481 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,067
Total administrative$17,067
The Enstructure LLC 401(k) match · 2024
Employer contribution per active participant$2,116
Median for plans this size$2,416
2024$2,116 per active participant
2023$1,199 per active participant
2022$1,340 per active participant

Enstructure LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MERRILL LYNCH, PIERCE, FENNER AND S · Recordkeeping$26,101

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$17,067 · 0.06%
2023$21,342 · 0.10%
2022$13,172 · 0.09%
Same employer
Similar plansTransportation & Warehousing · Massachusetts
Cape Air/Nantucket Airlines MA$34.9M · 0.24%
Tri State Truck Center, LLC MA$32.7M · 0.29%
Lily Transportation Corp. MA$31.1M · 0.24%
N.R.F. Distributors, Inc. MA$22.3M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813444562 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.