Plan Ledger DOL Form 5500 · updated monthly

Encore Design Services, LLC401(k)

ENCORE DESIGN SERVICES LLC 401(K) · SCOTTSDALE, AZ · plan year 2025

Reported admin expense ratio · 2025
0.42%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Encore Design Services, LLC reported $4,977 in plan administrative expenses for 2025: 0.42% of average plan assets, below the peer median. Employer contributions averaged $2,497 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.14% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Arizona (1,098th of 1,285), and 4,947th of 5,337 in construction. In 2025, employees put in $1.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,593,318
Participants with balances132
Active participants127
Employer contributions$317,166
Employee contributions$549,053
Employer contribution per active participant$2,497
Average account balance$12,071
Benefits paid to participants$280,582
Plan auditUnmodified (clean) audit opinion
AuditorWALLACE, PLESE & DREHER, LLP
Plan history2
Yearassets · accounts · employer contribution
2025$1.6M · 132 accts · $317K emplr
2024$773K · 147 accts · $275K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,977
Total administrative$4,977
The Encore Design Services, LLC 401(k) match · 2025
Employer contribution per active participant$2,497
Median for plans this size$1,464
2025$2,497 per active participant
2024$1,894 per active participant

Encore Design Services, LLC's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ADP, INC. · Recordkeeping$4,977

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025ADP
2024ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2025$4,977 · 0.42%
2024$1,100 · 0.14%
Similar plansConstruction · Arizona
Skyline Steel, Inc. AZ$2.1M · 1.10%
K. T. Fabrication, Inc. AZ$1.8M · 1.72%
Little Enterprises, Inc AZ$1.5M · 1.26%
Haxton Masonry, Inc. AZ$1.4M · 1.05%
Kaeko, Inc. AZ$1.4M

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Source: U.S. Department of Labor, Form 5500 series, EIN 873182185 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.