Plan Ledger DOL Form 5500 · updated monthly

Encoded Therapeutics, Inc.401(k)

ENCODED THERAPEUTICS, INC. 401(K) PLAN · SOUTH SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.03%

Encoded Therapeutics, Inc. reported $3,234 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 4,656th-largest of 9,483 plans among California employers on file, and 6,948th of 11,654 in professional & technical services. active participation has shrunk from 190 to 132 since 2022.

Plan summary
Net assets, end of year$13,534,861
Participants with balances158
Active participants132
Employer contributions—
Employee contributions$1,955,095
Employer contribution per active participant—
Average account balance$85,664
Benefits paid to participants$1,547,487
Plan auditUnmodified (clean) audit opinion
AuditorHOLTHHOUSE CARLIN & VAN TRIGT LLP
Plan history4
Yearassets · accounts · employer contribution
2025$13.5M · 158 accts
2024$11.1M · 152 accts
2023$8.2M · 151 accts
2022$5.8M · 155 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,234
Total administrative$3,234
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$26,718

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left Encoded Therapeutics, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$3,234 · 0.03%
2024$2,140 · 0.02%
2023$8,500 · 0.12%
2022$2,267 · 0.04%
Same employer
Similar plansProfessional & Technical Services · California
Ams.Net, Inc. CA$13.7M · 0.03%
Fictiv CA$13.7M · 0.39%
Helix Employment, LLC CA$13.6M · 0.20%
Highbury Defense Group CA$13.5M · 0.56%
Epirus, Inc. CA$13.5M · 0.32%
Sb Architects CA$13.4M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 471050535 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.