Plan Ledger DOL Form 5500 · updated monthly

Enbridge Employee Services, Inc.401(k)

ENBRIDGE EMPLOYEE SERVICES, INC. EMPLOYEES' SAVINGS PLAN · HOUSTON, TX · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Enbridge Employee Services, Inc. reported $636,000 in plan administrative expenses for 2025: 0.03% of average plan assets, below the peer median. Employer contributions averaged $5,755 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other administrative & support services employers. By assets it is the 66th-largest of 5,688 plans among Texas employers on file, and the 10th of 2,534 in administrative & support services. In 2025, employees put in $1.74 for every $1.00 the employer contributed; active participation has grown from 3,623 to 7,226 since 2022.

Plan summary
Net assets, end of year$2,076,407,000
Participants with balances8,560
Active participants7,226
Employer contributions$41,589,000
Employee contributions$72,487,000
Employer contribution per active participant$5,755
Average account balance$242,571
Benefits paid to participants$193,483,000
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$2.1B · 8,560 accts · $41.6M emplr
2024$1.8B · 8,309 accts · $33.0M emplr
2023$1.3B · 4,971 accts · $24.0M emplr
2022$1.1B · 4,838 accts · $22.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$562,000
Investment management$74,000
Total administrative$636,000
The Enbridge Employee Services, Inc. 401(k) match · 2025
Employer contribution per active participant$5,755
Median for plans this size$5,084
2025$5,755 per active participant
2024$4,639 per active participant
2023$6,363 per active participant
2022$6,167 per active participant

Enbridge Employee Services, Inc.'s 2025 employer contribution ran above the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
VOYA INSTITUTIONAL PLAN SERVICES · Recordkeeping · Loan processing$314,000
T ROWE PRICE RPS INC · Recordkeeping · Loan processing$248,000
FIDUCIENT ADVISORS · Consulting$74,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025T. Rowe Price, Voya
2024T. Rowe Price, Voya
2023T. Rowe Price

This plan has changed recordkeepers within these filings. If you left Enbridge Employee Services, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$636,000 · 0.03%
2024$474,000 · 0.03%
2023$249,000 · 0.02%
2022$239,000 · 0.02%
Same employer
Similar plansAdministrative & Support Services · Texas
Waste Management, Inc. TX$4.1B · 0.04%
Kellogg Brown & Root LLC TX$3.9B · 0.05%
Sabre Glbl Inc. TX$1.1B · 0.06%
Waste Connections, Inc. TX$799.3M · 0.16%
Pantexas Deterrence, LLC TX$625.4M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760697621 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.