Plan Ledger DOL Form 5500 · updated monthly

Ems Operations LLC401(k)

EMS OPERATIONS 401(K) PLAN · LOUISVILLE, CO · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ems Operations LLC reported $9,353 in plan administrative expenses for 2024: 0.32% of average plan assets, below the peer median. Employer contributions averaged $333 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.16% to 0.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other information & media employers. By assets it is among the smaller plans on file in Colorado (1,151st of 1,461), and 1,993rd of 2,199 in information & media. In 2024, employees put in $1.53 for every $1.00 the employer contributed; active participation has grown from 602 to 1,391 since 2022.

Plan summary
Net assets, end of year$3,635,212
Participants with balances1,428
Active participants1,391
Employer contributions$462,878
Employee contributions$707,092
Employer contribution per active participant$333
Average account balance$2,546
Benefits paid to participants$162,938
Plan auditUnmodified (clean) audit opinion
AuditorSSA
Plan history3
Yearassets · accounts · employer contribution
2024$3.6M · 1,428 accts · $463K emplr
2023$2.2M · 929 accts · $276K emplr
2022$1.2M · 660 accts · $159K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,156
Investment management$2,197
Total administrative$9,353
The Ems Operations LLC 401(k) match · 2024
Employer contribution per active participant$333
Median for plans this size$1,313
2024$333 per active participant
2023$297 per active participant
2022$264 per active participant

Ems Operations LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
GUIDELINE, INC. · Recordkeeping · Consulting$8,362

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$9,353 · 0.32%
2023$4,667 · 0.27%
2022$1,182 · 0.16%
Similar plansInformation & Media · Colorado
Illfonic Inc CO$5.1M · 0.63%
Akerna Services LLC CO$1.3M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 843348266 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.