Plan Ledger DOL Form 5500 · updated monthly

Ems Management & Consultants, Inc.401(k)

EMS MANAGEMENT & CONSULTANTS, INC. 401(K) RETIREMENT PLAN · WINSTON SALEM, NC · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ems Management & Consultants, Inc. reported $56,602 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $1,441 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.69% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 743rd-largest of 2,005 plans among North Carolina employers on file, and the 5,592nd of 11,654 in professional & technical services. In 2024, employees put in $1.57 for every $1.00 the employer contributed; active participation has grown from 218 to 648 since 2022.

Plan summary
Net assets, end of year$19,785,027
Participants with balances423
Active participants648
Employer contributions$933,888
Employee contributions$1,468,267
Employer contribution per active participant$1,441
Average account balance$46,773
Benefits paid to participants$1,121,683
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.8M · 423 accts · $934K emplr
2023$8.5M · 323 accts · $589K emplr
2022$4.4M · 155 accts · $294K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,995
Investment management$22,607
Total administrative$56,602
The Ems Management & Consultants, Inc. 401(k) match · 2024
Employer contribution per active participant$1,441
Median for plans this size$2,416
2024$1,441 per active participant
2023$1,212 per active participant
2022$1,351 per active participant

Ems Management & Consultants, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MMA SECURITIES LLC · Investment advisory (plan)$15,000
EMPOWER ADVISORY GROUP, LLC · Investment management$7,607

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$56,602 · 0.40%
2023$39,130 · 0.61%
2022$32,226 · 0.69%
Same employer
Similar plansProfessional & Technical Services · North Carolina
James S. Farrin P.C. NC$19.9M · 0.08%
Kymanox Corporation NC$19.6M · 0.53%
Precision Biosciences, Inc. NC$19.1M · 0.02%
Med-El Corporation NC$17.6M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 561969494 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.