Plan Ledger DOL Form 5500 · updated monthly

Ems-Chemie (North America) Inc401(k)

EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN · SUMTER, SC · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ems-Chemie (North America) Inc reported $56,470 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $5,885 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 225th-largest of 807 plans among South Carolina employers on file, and the 5,236th of 13,661 in manufacturing. In 2024, employees put in $1.14 for every $1.00 the employer contributed; active participation has grown from 104 to 142 since 2022.

Plan summary
Net assets, end of year$24,174,455
Participants with balances183
Active participants142
Employer contributions$835,600
Employee contributions$955,692
Employer contribution per active participant$5,885
Average account balance$132,101
Benefits paid to participants$2,922,980
Plan auditUnmodified (clean) audit opinion
AuditorBAUKNIGHT PIETRAS & STORMER, P.A.
Plan history3
Yearassets · accounts · employer contribution
2024$24.2M · 183 accts · $836K emplr
2023$21.7M · 157 accts · $680K emplr
2022$18.7M · 143 accts · $544K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,131
Investment management$11,360
Total administrative$56,470
The Ems-Chemie (North America) Inc 401(k) match · 2024
Employer contribution per active participant$5,885
Median for plans this size$2,416
2024$5,885 per active participant
2023$5,398 per active participant
2022$5,232 per active participant

Ems-Chemie (North America) Inc's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$42,131
INDEPENDENT ADVISOR ALLIANCE · Pension consulting · Investment advisory (plan)$14,339
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$56,470 · 0.25%
2023$39,448 · 0.20%
2022$46,121 · 0.22%
Same employer
Similar plansManufacturing · South Carolina
The Reynolds Company SC$25.8M · 0.07%
Saati Americas Corporation SC$25.4M · 0.02%
William Barnet & Son, LLC SC$24.6M · 0.04%
Polydeck Screen Corporation SC$24.4M · 0.30%
Hamrick Mills, Inc. SC$24.1M · 0.13%
Gulbrandsen Chemicals, Inc. SC$22.9M · 0.44%
The Sefa Group, Inc. SC$21.6M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 570703806 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.