Plan Ledger DOL Form 5500 · updated monthly

Employers and Laborers Local 100 & 397 Supplemental Annuity PlanProfit-sharing plan

EMPLOYERS AND LABORERS LOCAL 100 & 397 SUPPLEMENTAL ANNUITY PLAN · SAINT LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Employers and Laborers Local 100 & 397 Supplemental Annuity Plan reported $155,336 in plan administrative expenses for 2024: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,292 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.62% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 415th-largest of 1,393 plans among Missouri employers on file, and the 1,419th of 5,337 in construction. active participation has grown from 677 to 1,017 since 2022.

Plan summary
Net assets, end of year$33,457,305
Participants with balances1,857
Active participants1,017
Employer contributions$5,381,858
Employee contributions—
Employer contribution per active participant$5,292
Average account balance$18,017
Benefits paid to participants$3,233,084
Plan auditUnmodified (clean) audit opinion
AuditorSCHEFFEL BOYLE
Plan history3
Yearassets · accounts · employer contribution
2024$33.5M · 1,857 accts · $5.4M emplr
2023$29.3M · 1,511 accts · $4.0M emplr
2022$24.0M · 1,307 accts · $3.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,682
Investment management$48,070
Audit (IQPA)$18,725
Trustee / custodial$12,559
Total administrative$155,336
Employer contributions to the Employers and Laborers Local 100 & 397 Supplemental Annuity Plan plan · 2024
Employer contribution per active participant$5,292
Median for plans this size$2,416
2024$5,292 per active participant
2023$5,116 per active participant
2022$4,939 per active participant

Employers and Laborers Local 100 & 397 Supplemental Annuity Plan's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
EKON BENEFITS · Plan administrator · Recordkeeping$40,682
CAVANAGH & O'HARA LLP · Legal$23,634
SCHEFFEL BOYLE · Accounting / audit$18,725
THE UNION LABOR LIFE INSURANCE CO. · Investment management$16,031
MARQUETTE ASSOCIATES · Investment advisory (plan)$11,158
COMMERCE BANK · Custodial (securities) · Securities brokerage$10,882

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EKON BENEFITS
2023EKON BENEFITS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$155,336 · 0.50%
2023$123,694 · 0.46%
2022$141,805 · 0.62%
Similar plansConstruction · Missouri
Paric Corporation MO$39.8M · 0.22%
Adb Companies, LLC MO$38.0M · 0.62%
S.M. Wilson & Co. MO$30.4M · 0.00%
Millstone Weber, LLC MO$29.7M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 376085017 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.