Plan Ledger DOL Form 5500 · updated monthly

Emmi Desserts USA, LLC401(k)

EMMI DESSERTS USA, LLC 401(K) PLAN · KENILWORTH, NJ · plan year 2025

Reported admin expense ratio · 2025
0.93%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Emmi Desserts USA, LLC reported $29,004 in plan administrative expenses for 2025: 0.93% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,013 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 4.59% to 0.93%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in New Jersey (1,976th of 2,419), and 11,831st of 13,661 in manufacturing. In 2025, employees put in $1.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,826,212
Participants with balances812
Active participants694
Employer contributions$703,251
Employee contributions$1,227,649
Employer contribution per active participant$1,013
Average account balance$4,712
Benefits paid to participants$876,935
Plan auditUnmodified (clean) audit opinion
AuditorBDG-CPAS
Plan history4
Yearassets · accounts · employer contribution
2025$3.8M · 812 accts · $703K emplr
2024$2.4M · 799 accts · $381K emplr
2023$1.1M · 726 accts
2022$332K · 606 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$29,004
Total administrative$29,004
The Emmi Desserts USA, LLC 401(k) match · 2025
Employer contribution per active participant$1,013
Median for plans this size$1,464
2025$1,013 per active participant
2024$615 per active participant

Emmi Desserts USA, LLC's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ADP, INC. · Recordkeeping · Loan processing$29,004
ADP BROKER-DEALER · Other servicesindirect comp
LPL FINANCIAL · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$29,004 · 0.93%
2024$11,013 · 0.62%
2023$1,263 · 0.17%
2022$15,255 · 4.59%
Similar plansManufacturing · New Jersey
Kalustyan Corp NJ$4.1M · 0.52%
Shock Tech, Inc. NJ$4.0M · 0.07%
The Fillo Factory Inc NJ$3.9M · 0.57%
Istar Jewelry NJ$3.4M · 0.04%
Durex Inc. NJ$3.3M · 0.90%
Hoffmann-La Roche Inc. NJ$3.2M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 833593234 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.