Plan Ledger DOL Form 5500 · updated monthly

Eml Payments USA, LLC401(k)

EML PAYMENTS USA, LLC 401K) PLAN · OVERLAND PARK, KS · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Eml Payments USA, LLC reported $50,610 in plan administrative expenses for 2024: 0.57% of average plan assets, above the peer median. Employer contributions averaged $2,981 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.78% to 0.57%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Kansas (502nd of 828), and the 1,035th of 2,534 in administrative & support services. In 2024, employees put in $2.45 for every $1.00 the employer contributed; active participation has shrunk from 91 to 77 since 2022.

Plan summary
Net assets, end of year$9,491,214
Participants with balances118
Active participants77
Employer contributions$229,528
Employee contributions$563,436
Employer contribution per active participant$2,981
Average account balance$80,434
Benefits paid to participants$890,006
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.5M · 118 accts · $230K emplr
2023$8.3M · 128 accts · $315K emplr
2022$7.1M · 128 accts · $348K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,210
Total administrative$50,610
The Eml Payments USA, LLC 401(k) match · 2024
Employer contribution per active participant$2,981
Median for plans this size$1,313
2024$2,981 per active participant
2023$3,712 per active participant
2022$3,821 per active participant

Eml Payments USA, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MARINER RETIREMENT ADVISORS LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$50,610 · 0.57%
2023$61,630 · 0.80%
2022$59,920 · 0.78%
Similar plansAdministrative & Support Services · Kansas
Syndeo Outsourcing, LLC KS$37.4M · 0.60%
Ldf Support Group, Inc. KS$17.9M · 0.40%
Valiant Solutions LLC KS$17.5M · 0.71%
Rs, LLC KS$11.4M · 0.57%
Acendas LLC KS$8.8M · 0.31%
Transtecs Corporation KS$6.1M · 0.71%

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Source: U.S. Department of Labor, Form 5500 series, EIN 812565285 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.