Plan Ledger DOL Form 5500 · updated monthly

Emery & Webb, Inc.401(k)

EMERY & WEBB 401K SAVINGS PLAN · FISHKILL, NY · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Emery & Webb, Inc. reported $96,205 in plan administrative expenses for 2024: 0.70% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,122 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.77% to 0.70%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in New York (3,047th of 5,648), and 3,570th of 4,798 in finance & insurance. In 2024, employees put in $2.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,235,427
Participants with balances129
Active participants106
Employer contributions$224,928
Employee contributions$599,795
Employer contribution per active participant$2,122
Average account balance$110,352
Benefits paid to participants$1,603,367
Plan auditUnmodified (clean) audit opinion
AuditorPRAGERMETIS CPAS LLC
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 129 accts · $225K emplr
2023$13.1M · 123 accts · $220K emplr
2022$12.3M · 129 accts · $204K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,939
Investment management$33,981
Total administrative$96,205
The Emery & Webb, Inc. 401(k) match · 2024
Employer contribution per active participant$2,122
Median for plans this size$2,416
2024$2,122 per active participant
2023$2,532 per active participant
2022$2,065 per active participant

Emery & Webb, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ANNUITY INSURANCE COMPANY O · Contract administrator · Recordkeeping$60,939
WELLS FARGO ADVISORS LLC · Investment advisory (plan)$33,981
ADVISED ASSETS GROUP, LLC · Investment management$1,285

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Prudential

This plan has changed recordkeepers within these filings. If you left Emery & Webb, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$96,205 · 0.70%
2023$95,960 · 0.76%
2022$109,625 · 0.77%
Same employer
Similar plansFinance & Insurance · New York
Primma LLC NY$14.6M · 0.01%
Paxos Trust Company LLC NY$13.8M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141162720 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.