Plan Ledger DOL Form 5500 · updated monthly

Emery & Sons Construction Group, LLC401(k)

EMERY & SONS CONSTRUCTION GROUP, LLC RETIREMENT AND SAVINGS PLAN · SALEM, OR · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Emery & Sons Construction Group, LLC reported $43,263 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $8,993 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 259th-largest of 1,021 plans among Oregon employers on file, and the 1,444th of 5,337 in construction. In 2024, the employer put in $2.26 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$32,648,911
Participants with balances256
Active participants220
Employer contributions$1,978,561
Employee contributions$876,714
Employer contribution per active participant$8,993
Average account balance$127,535
Benefits paid to participants$1,155,676
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$32.6M · 256 accts · $2.0M emplr
2023$26.3M · 254 accts · $1.9M emplr
2022$19.0M · 241 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,166
Investment management$26,097
Total administrative$43,263
The Emery & Sons Construction Group, LLC 401(k) match · 2024
Employer contribution per active participant$8,993
Median for plans this size$2,416
2024$8,993 per active participant
2023$9,324 per active participant
2022$7,055 per active participant

Emery & Sons Construction Group, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SPECTRUM PENSION CONSULTANTS, INC. · Loan processing · Recordkeeping$17,166
SLOY DAHL & HOLST · Investment advisory (plan) · Investment advisory (participants)$26,097

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024SPECTRUM PENSION CONSULTANTS, INC.
2023SPECTRUM PENSION CONSULTANTS, INC.

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Administrative cost history3
2024$43,263 · 0.15%
2023$24,078 · 0.11%
2022$19,585 · 0.08%
Same employer
Similar plansConstruction · Oregon
Mei Rigging & Crating, LLC OR$37.9M · 0.45%
Hayden Homes, LLC OR$36.4M · 0.16%
R&H Construction Co. OR$32.3M · 0.35%
Pinnacle Exhibits, Inc. OR$30.5M · 0.24%
Hydro-Temp Mechanical, Inc. OR$26.0M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 830966301 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.