Plan Ledger DOL Form 5500 · updated monthly

Emerson College403(b)

EMERSON COLLEGE TAX DEFERRED ANNUITY PLAN · BOSTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Emerson College reported $286,561 in plan administrative expenses for 2025: 0.11% of average plan assets, above the peer median. Employer contributions averaged $12,004 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.10% to 0.11%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other educational services employers. By assets it is the 198th-largest of 2,726 plans among Massachusetts employers on file, and the 208th of 3,091 in educational services. In 2025, employees put in $1.11 for every $1.00 the employer contributed; active participation has shrunk from 1,582 to 594 since 2022.

Plan summary
Net assets, end of year$270,778,863
Participants with balances1,945
Active participants594
Employer contributions$7,130,456
Employee contributions$7,898,398
Employer contribution per active participant$12,004
Average account balance$139,218
Benefits paid to participants$22,357,504
Plan auditUnmodified (clean) audit opinion
AuditorCARON BLETZER, PLLC
Plan history4
Yearassets · accounts · employer contribution
2025$270.8M · 1,945 accts · $7.1M emplr
2024$242.4M · 1,908 accts · $6.9M emplr
2023$221.7M · 1,866 accts · $6.1M emplr
2022$193.4M · 1,782 accts · $5.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$249,061
Investment management$37,500
Total administrative$286,561
Employer contributions to the Emerson College plan · 2025
Employer contribution per active participant$12,004
Median for plans this size$4,295
2025$12,004 per active participant
2024$10,856 per active participant
2023$6,067 per active participant
2022$3,501 per active participant

Emerson College's 2025 employer contribution ran above the $4,295 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$286,561 · 0.11%
2024$262,057 · 0.11%
2023$210,822 · 0.10%
2022$201,144 · 0.10%
Same employer
Similar plansEducational Services · Massachusetts
Wgbh Educational Foundation MA$361.3M · 0.09%
Trustees of Phillips Academy MA$349.0M · 0.06%
Simmons University MA$269.5M · 0.05%
Springfield College MA$245.8M · 0.03%
Stonehill College MA$239.9M · 0.10%
Ef Services, Inc. MA$230.2M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041286950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.