Plan Ledger DOL Form 5500 · updated monthly

Emergency Care Specialists, P.C.401(k)

ECS, P. C. PROFIT SHARING AND SAVINGS PLAN AND TRUST · GRAND RAPIDS, MI · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Emergency Care Specialists, P.C. reported $12,110 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $21,900 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.007% to 0.007%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 153rd-largest of 2,619 plans among Michigan employers on file, and the 651st of 11,911 in health care & social assistance. In 2024, the employer put in $1.67 for every $1.00 employees contributed themselves; active participation has grown from 336 to 374 since 2022.

Plan summary
Net assets, end of year$194,954,498
Participants with balances468
Active participants374
Employer contributions$8,190,418
Employee contributions$4,909,072
Employer contribution per active participant$21,900
Average account balance$416,569
Benefits paid to participants$8,581,464
Plan auditUnmodified (clean) audit opinion
AuditorKRUGGEL, LAWTON&COMPANY, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$195.0M · 468 accts · $8.2M emplr
2023$163.8M · 439 accts · $7.6M emplr
2022$126.9M · 413 accts · $7.0M emplr
The Emergency Care Specialists, P.C. 401(k) match · 2024
Employer contribution per active participant$21,900
Median for plans this size$3,635
2024$21,900 per active participant
2023$21,267 per active participant
2022$20,730 per active participant

Emergency Care Specialists, P.C.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$12,310
MACATAWA BANK-RETIREMENT PLAN SVC · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$12,110 · 0.01%
2023$10,340 · 0.01%
2022$10,350 · 0.01%
Same employer
Similar plansHealth Care & Social Assistance · Michigan
Munson Healthcare MI$485.7M · 0.14%
Holland Hospital MI$241.0M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382522953 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.