Plan Ledger DOL Form 5500 · updated monthly

Emergency Care Consultants, P.A.401(k)

THE EMERGENCY CARE CONSULTANTS RETIREMENT PLAN AND TRUST · MINNEAPOLIS, MN · plan year 2025

Reported admin expense ratio · 2025
0.07%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Emergency Care Consultants, P.A. reported $84,054 in plan administrative expenses for 2025: 0.07% of average plan assets, below the peer median. Employer contributions averaged $15,533 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.066% to 0.070%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 225th-largest of 1,918 plans among Minnesota employers on file, and the 867th of 11,911 in health care & social assistance. In 2025, the employer put in $1.53 for every $1.00 employees contributed themselves; active participation has grown from 256 to 361 since 2022.

Plan summary
Net assets, end of year$131,693,187
Participants with balances344
Active participants361
Employer contributions$5,607,506
Employee contributions$3,664,001
Employer contribution per active participant$15,533
Average account balance$382,829
Benefits paid to participants$4,894,326
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$131.7M · 344 accts · $5.6M emplr
2024$110.1M · 325 accts · $5.3M emplr
2023$88.1M · 312 accts · $4.9M emplr
2022$67.3M · 308 accts · $4.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$34,631
Investment management$23,901
Trustee / custodial$25,522
Total administrative$84,054
The Emergency Care Consultants, P.A. 401(k) match · 2025
Employer contribution per active participant$15,533
Median for plans this size$4,093
2025$15,533 per active participant
2024$17,587 per active participant
2023$19,902 per active participant
2022$17,887 per active participant

Emergency Care Consultants, P.A.'s 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
NWPS · Contract administrator · Recordkeeping$34,631
CHARLES SCHWAB BANK · Custodial · Custodial (securities)$25,522
STILES FINANCIAL · Investment advisory (participants) · Investment advisory (plan)$23,901

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025NWPS
2024TRAUTMANN MAHER & ASSOCIATES
2023TRAUTMANN MAHER & ASSOCIATES

This plan has changed recordkeepers within these filings. If you left Emergency Care Consultants, P.A. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$84,054 · 0.07%
2024$63,987 · 0.06%
2023$55,463 · 0.07%
2022$48,809 · 0.07%
Same employer
Similar plansHealth Care & Social Assistance · Minnesota
Summit Orthopedics, LTD. MN$153.3M · 0.15%
Pdg, P.A. MN$137.6M · 0.11%
Cassia MN$128.2M · 0.12%
Blaze Health, LLC MN$118.5M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411722554 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.