Plan Ledger DOL Form 5500 · updated monthly

Embe401(k)

EMBE RETIREMENT SAVINGS PLAN · SIOUX FALLS, SD · plan year 2023

Reported admin expense ratio · 2023
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Embe reported $2,605 in plan administrative expenses for 2023: 0.18% of average plan assets, lower than ~75% of peers. Employer contributions averaged $884 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in South Dakota (221st of 233), and 1,162nd of 1,311 in arts, entertainment & recreation. In 2023, employees put in $1.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,752,958
Participants with balances135
Active participants132
Employer contributions$116,730
Employee contributions$215,148
Employer contribution per active participant$884
Average account balance$12,985
Benefits paid to participants$109,727
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.6M · 146 accts · $95K emplr
2023$1.8M · 135 accts · $117K emplr
2022$1.2M · 134 accts · $122K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$2,605
Total administrative$2,605
The Embe 401(k) match · 2023
Employer contribution per active participant$884
Median for plans this size$1,308
2024$710 per active participant
2023$884 per active participant
2022$986 per active participant

Embe's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$3,069 · 0.18%
2023$2,605 · 0.18%
2022$1,154 · 0.09%
Same employer
Similar plansArts, Entertainment & Recreation · South Dakota
Prairie Wind Casino SD$2.2M · 0.68%
Gmg LLC SD$2.2M · 1.61%
Michels Development, LLC WA$1.8M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460234998 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.