Plan Ledger DOL Form 5500 · updated monthly

Emarsys North America, Inc.401(k)

EMARSYS NORTH AMERICA, INC. 401(K) PLAN · INDIANAPOLIS, IN · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Emarsys North America, Inc. reported $4,269 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,417 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.12% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 694th-largest of 1,562 plans among Indiana employers on file, and 6,405th of 11,654 in professional & technical services. In 2025, employees put in $2.15 for every $1.00 the employer contributed; active participation has grown from 94 to 104 since 2022.

Plan summary
Net assets, end of year$15,739,613
Participants with balances170
Active participants104
Employer contributions$771,337
Employee contributions$1,658,730
Employer contribution per active participant$7,417
Average account balance$92,586
Benefits paid to participants$1,622,719
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$15.7M · 170 accts · $771K emplr
2024$10.7M · 158 accts · $681K emplr
2023$7.6M · 167 accts · $575K emplr
2022$4.8M · 162 accts · $182K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,269
Total administrative$4,269
The Emarsys North America, Inc. 401(k) match · 2025
Employer contribution per active participant$7,417
Median for plans this size$2,666
2025$7,417 per active participant
2024$6,250 per active participant
2023$5,182 per active participant
2022$1,940 per active participant

Emarsys North America, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$4,269 · 0.03%
2024$4,213 · 0.05%
2023$4,787 · 0.08%
2022$6,051 · 0.12%
Same employer
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Vs Engineering, Inc. IN$16.8M · 0.03%
Ryze Claim Solutions LLC IN$14.9M · 0.32%
Aunalytics, Inc. IN$14.7M · 0.56%
Formstack, LLC IN$14.5M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473961985 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.