Plan Ledger DOL Form 5500 · updated monthly

Emanate Health403(b)

EMANATE HEALTH RETIREMENT PLAN · COVINA, CA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Emanate Health reported $552,910 in plan administrative expenses for 2024: 0.14% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,235 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.14%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 315th-largest of 9,483 plans among California employers on file, and the 378th of 11,911 in health care & social assistance. In 2024, employees put in $2.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$418,388,108
Participants with balances3,941
Active participants3,659
Employer contributions$8,178,363
Employee contributions$23,047,920
Employer contribution per active participant$2,235
Average account balance$106,163
Benefits paid to participants$30,883,281
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$418.4M · 3,941 accts · $8.2M emplr
2023$381.6M · 3,767 accts · $7.7M emplr
2022$337.1M · 3,149 accts · $5.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$512,578
Investment management$34,377
Audit (IQPA)$5,955
Total administrative$552,910
Employer contributions to the Emanate Health plan · 2024
Employer contribution per active participant$2,235
Median for plans this size$4,294
2024$2,235 per active participant
2023$2,045 per active participant
2022$1,616 per active participant

Emanate Health's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
LINCOLN NATIONAL CORPORATION · Contract administrator$512,578
MORGAN STANLEY GRAYSTONE CONSULTING · Investment advisory (plan)$34,377
HOLTHOUSE CARLIN & VAN TRIGT LLP · Accounting / audit$5,955

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$552,910 · 0.14%
2023$542,342 · 0.15%
2022$413,323 · 0.12%
Same employer
Similar plansHealth Care & Social Assistance · California
Radnet, Inc. CA$436.6M · 0.22%
Eisenhower Medical Center CA$435.5M · 0.12%
Pih Health, Inc CA$423.3M · 0.15%
Torrance Health Association CA$406.1M · 0.12%
Enloe Medical Center CA$402.8M · 0.04%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 953885523 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.