Plan Ledger DOL Form 5500 · updated monthly

Ellsworth Cooperative Creamery401(k)

ELLSWORTH COOPERATIVE CREAMERY RETIREMENT SAVINGS PLAN · ELLSWORTH, WI · plan year 2025

Reported admin expense ratio · 2025
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ellsworth Cooperative Creamery reported $61,999 in plan administrative expenses for 2025: 0.42% of average plan assets, above the peer median. Employer contributions averaged $2,878 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.55% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Wisconsin (1,011th of 1,936), and 6,846th of 13,661 in manufacturing. In 2025, employees put in $1.29 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,862,735
Participants with balances266
Active participants251
Employer contributions$722,337
Employee contributions$929,078
Employer contribution per active participant$2,878
Average account balance$59,634
Benefits paid to participants$2,056,669
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$15.9M · 266 accts · $722K emplr
2024$13.9M · 255 accts · $699K emplr
2023$11.2M · 247 accts · $621K emplr
2022$9.1M · 249 accts · $515K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,655
Investment management$38,344
Total administrative$61,999
The Ellsworth Cooperative Creamery 401(k) match · 2025
Employer contribution per active participant$2,878
Median for plans this size$2,666
2025$2,878 per active participant
2024$2,890 per active participant
2023$2,589 per active participant
2022$2,228 per active participant

Ellsworth Cooperative Creamery's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
DWC ERISA CONSULTANTS · Recordkeeping · Loan processing$7,747
EXCEL FINANCIAL · Investment advisory (participants) · Investment advisory (plan)$38,344
ALERUS FINANCIAL · Contract administrator$15,629

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025DWC ERISA CONSULTANTS
2024DWC ERISA CONSULTANTS
2023DWC ERISA CONSULTANTS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$61,999 · 0.42%
2024$59,441 · 0.47%
2023$55,941 · 0.55%
2022$53,324 · 0.55%
Same employer
Similar plansManufacturing · Wisconsin
Latitude Corp. WI$16.2M · 0.39%
Power Test, Inc. WI$16.2M · 0.42%
Zenar Corporation WI$16.1M · 0.23%
Kcs International, Inc. WI$16.0M · 0.15%
Renewaire, LLC WI$15.7M · 0.33%
Spectrum Industries, Inc. WI$15.6M · 0.07%
Molded Dimensions, LLC WI$15.4M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390262200 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.