Plan Ledger DOL Form 5500 · updated monthly

El Pollo Loco, Inc.401(k)

EL POLLO LOCO, INC. 401(K) PLAN · COSTA MESA, CA · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

El Pollo Loco, Inc. reported $48,919 in plan administrative expenses for 2024: 0.18% of average plan assets, below the peer median. Employer contributions averaged $311 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.18%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 2,840th-largest of 9,483 plans among California employers on file, and the 219th of 2,240 in accommodation & food services. In 2024, employees put in $1.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$27,924,679
Participants with balances478
Active participants2,820
Employer contributions$877,549
Employee contributions$1,725,057
Employer contribution per active participant$311
Average account balance$58,420
Benefits paid to participants$4,478,190
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$27.9M · 478 accts · $878K emplr
2023$26.5M · 502 accts · $829K emplr
2022$23.7M · 546 accts · $839K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,501
Investment management$5,418
Total administrative$48,919
The El Pollo Loco, Inc. 401(k) match · 2024
Employer contribution per active participant$311
Median for plans this size$2,416
2024$311 per active participant
2023$318 per active participant
2022$317 per active participant

El Pollo Loco, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TRANSAMERICA LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$48,919

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$48,919 · 0.18%
2023$45,447 · 0.18%
2022$44,958 · 0.17%
Same employer
Similar plansAccommodation & Food Services · California
Stone Brewing Co., LLC CA$31.4M · 0.24%
Sweetgreen, Inc. CA$29.7M · 0.37%
Ito, Inc. CA$27.8M · 0.16%
Catalina Island Company CA$27.3M · 0.43%
Ols Hotels & Resorts, LLC CA$26.5M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330377527 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.