Plan Ledger DOL Form 5500 · updated monthly

El Dorado Furniture Corporation401(k)

EL DORADO FURNITURE 401(K) PLAN · MIAMI GARDENS, FL · plan year 2025

Reported admin expense ratio · 2025
0.64%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

El Dorado Furniture Corporation reported $181,566 in plan administrative expenses for 2025: 0.64% of average plan assets, higher than ~90% of peers. Employer contributions averaged $235 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.64%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 811th-largest of 3,644 plans among Florida employers on file, and the 1,025th of 5,215 in retail trade. In 2025, employees put in $11.84 for every $1.00 the employer contributed; active participation has shrunk from 699 to 588 since 2022.

Plan summary
Net assets, end of year$30,059,907
Participants with balances571
Active participants588
Employer contributions$138,136
Employee contributions$1,635,303
Employer contribution per active participant$235
Average account balance$52,644
Benefits paid to participants$2,331,589
Plan auditUnmodified (clean) audit opinion
AuditorVERJEJA & ALVAREZ LLP CPA'S
Plan history4
Yearassets · accounts · employer contribution
2025$30.1M · 571 accts · $138K emplr
2024$26.9M · 668 accts · $356K emplr
2023$24.0M · 681 accts · $362K emplr
2022$19.9M · 675 accts · $448K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$173,444
Audit (IQPA)$8,122
Total administrative$181,566
The El Dorado Furniture Corporation 401(k) match · 2025
Employer contribution per active participant$235
Median for plans this size$2,666
2025$235 per active participant
2024$523 per active participant
2023$517 per active participant
2022$641 per active participant

El Dorado Furniture Corporation's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$173,444
VERDEJA & ALVAREZ LLP · Accounting / audit$8,125
SYNOVUS SECURITIES, INC. · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$181,566 · 0.64%
2024$167,432 · 0.66%
2023$142,198 · 0.65%
2022$137,687 · 0.65%
Same employer
Similar plansRetail Trade · Florida
Welldyne Rx FL$32.7M · 0.20%
Mayors Jewelers, Inc. FL$32.0M · 0.20%
Duty Free Americas, Inc. FL$30.3M · 0.18%
Williamson Cadillac Company FL$29.9M · 0.81%
Schumacher Auto Group, Inc. FL$29.3M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 591350886 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.