Plan Ledger DOL Form 5500 · updated monthly

Effective Planning Innovative Communication, Inc.401(k)

403(B) THRIFT PLAN OF EFFECTIVE PLANNING AND INNOVATIVE COMMUNICATION, INC. · HONOLULU, HI · plan year 2022

Reported admin expense ratio · 2022
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Effective Planning Innovative Communication, Inc. reported $110 in plan administrative expenses for 2022: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Hawaii (215th of 269), and 8,445th of 11,911 in health care & social assistance. In 2022, employees put in $2.72 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,149,690
Participants with balances95
Active participants63
Employer contributions$90,703
Employee contributions$247,159
Employer contribution per active participant$1,440
Average account balance$43,681
Benefits paid to participants$100,307
Plan auditUnmodified (clean) audit opinion
AuditorLINKED ACCOUNTING, LLP
The Effective Planning Innovative Communication, Inc. 401(k) match · 2022
Employer contribution per active participant$1,440
Median for plans this size$1,114

Effective Planning Innovative Communication, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$110 · 0.00%
Similar plansHealth Care & Social Assistance · Hawaii
Hale Kipa Inc. HI$5.2M · 0.34%
Aloha House Inc. HI$5.1M · 0.01%
Lanakila Pacific HI$4.3M · 0.04%
Alii Health Center HI$4.3M · 0.09%
Blood Bank of Hawaii HI$4.1M · 0.44%
Care Hawaii, Inc. HI$3.4M · 0.27%
Mental Health Kokua HI$2.8M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990333370 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.