Plan Ledger DOL Form 5500 · updated monthly

Educational Employees Credit Union401(k)

EDUCATIONAL EMPLOYEES CREDIT UNION 401(K) PLAN · FRESNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Educational Employees Credit Union reported $86,609 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $4,256 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.099%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,087th-largest of 9,483 plans among California employers on file, and the 1,076th of 4,798 in finance & insurance. In 2024, employees put in $1.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$91,267,000
Participants with balances710
Active participants567
Employer contributions$2,413,406
Employee contributions$3,405,508
Employer contribution per active participant$4,256
Average account balance$128,545
Benefits paid to participants$8,655,334
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$91.3M · 710 accts · $2.4M emplr
2023$83.1M · 712 accts · $2.2M emplr
2022$70.5M · 681 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,695
Investment management$58,914
Total administrative$86,609
The Educational Employees Credit Union 401(k) match · 2024
Employer contribution per active participant$4,256
Median for plans this size$3,635
2024$4,256 per active participant
2023$3,891 per active participant
2022$3,769 per active participant

Educational Employees Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK · Recordkeeping · Loan processing$36,609
MORGAN STANLEY · Investment advisory (plan)$50,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$86,609 · 0.10%
2023$117,279 · 0.15%
2022$79,117 · 0.10%
Same employer
Similar plansFinance & Insurance · California
Safe Credit Union CA$97.1M · 0.23%
First Foundation Inc. CA$94.3M · 0.05%
Star One Credit Union CA$88.9M · 0.04%
Heritage Commerce Corp CA$87.1M · 0.11%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 941031345 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.