Plan Ledger DOL Form 5500 · updated monthly

Ed Stivers Ford, Inc.401(k)

ED STIVERS FORD, INC. 401(K) PLAN · WAUKEE, IA · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ed Stivers Ford, Inc. reported $24,896 in plan administrative expenses for 2024: 0.42% of average plan assets, below the peer median. Employer contributions averaged $160 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.30% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Iowa (674th of 878), and 3,506th of 5,215 in retail trade. In 2024, employees put in $24.47 for every $1.00 the employer contributed; active participation has grown from 118 to 134 since 2022.

Plan summary
Net assets, end of year$5,966,038
Participants with balances126
Active participants134
Employer contributions$21,441
Employee contributions$524,588
Employer contribution per active participant$160
Average account balance$47,350
Benefits paid to participants$1,070,834
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.0M · 126 accts · $21K emplr
2023$5.8M · 123 accts · $21K emplr
2022$4.7M · 116 accts · $22K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,632
Investment management$21,264
Total administrative$24,896
The Ed Stivers Ford, Inc. 401(k) match · 2024
Employer contribution per active participant$160
Median for plans this size$1,313
2024$160 per active participant
2023$179 per active participant
2022$185 per active participant

Ed Stivers Ford, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
UBS FINANCIAL SERVICES, INC. · Recordkeeping · Trustee$21,264
ADP, INC. · Loan processing · Recordkeeping$3,632
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, UBS
2023ADP, UBS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$24,896 · 0.42%
2023$37,388 · 0.71%
2022$14,246 · 0.30%
Similar plansRetail Trade · Iowa
Elliott Oil Company IA$9.9M · 0.48%
Community Motor Co., Inc. IA$5.9M · 0.09%
Vaughn Chevrolet, Inc. IA$4.5M · 0.01%
Hummel Brothers, Inc. IA$4.2M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 134310141 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.