Plan Ledger DOL Form 5500 · updated monthly

Ecology Action401(k)

ECOLOGY ACTION 401(K) PLAN · SANTA CRUZ, CA · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ecology Action reported $82,532 in plan administrative expenses for 2024: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,909 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.43% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 3,966th-largest of 9,483 plans among California employers on file, and 5,995th of 11,654 in professional & technical services. In 2024, employees put in $2.49 for every $1.00 the employer contributed; active participation has grown from 86 to 122 since 2022.

Plan summary
Net assets, end of year$17,613,350
Participants with balances170
Active participants122
Employer contributions$476,904
Employee contributions$1,189,305
Employer contribution per active participant$3,909
Average account balance$103,608
Benefits paid to participants$1,477,438
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.6M · 170 accts · $477K emplr
2023$15.4M · 148 accts · $423K emplr
2022$12.2M · 145 accts · $386K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$82,532
Total administrative$82,532
The Ecology Action 401(k) match · 2024
Employer contribution per active participant$3,909
Median for plans this size$2,416
2024$3,909 per active participant
2023$4,863 per active participant
2022$4,489 per active participant

Ecology Action's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY MANAGEMENT TRUST COMPANY · Plan administrator · Trustee (discretionary)$82,532

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,532 · 0.50%
2023$53,497 · 0.39%
2022$58,111 · 0.43%
Same employer
Similar plansProfessional & Technical Services · California
Phenomebio Inc. CA$17.8M · 0.12%
Vca Consultants, Inc. CA$17.6M · 0.36%
Clearcaptions, LLC CA$17.6M · 0.57%
Ibisworld Inc CA$17.6M · 0.03%
Nisum Technologies, Inc. CA$17.6M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942584236 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.