Plan Ledger DOL Form 5500 · updated monthly

Eastern Washington-Northern Idaho401(k)

EASTERN WASHINGTON-NORTHERN IDAHO CARPENTERS 401(K) RETIREMENT PLAN · SPOKANE, WA · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Eastern Washington-Northern Idaho reported $335,160 in plan administrative expenses for 2024: 0.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $551 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.67%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 319th-largest of 1,714 plans among Washington employers on file, and the 1,006th of 5,337 in construction. In 2024, the employer put in $2.81 for every $1.00 employees contributed themselves; active participation has grown from 4,119 to 5,030 since 2022.

Plan summary
Net assets, end of year$53,325,450
Participants with balances4,658
Active participants5,030
Employer contributions$2,773,817
Employee contributions$986,619
Employer contribution per active participant$551
Average account balance$11,448
Benefits paid to participants$3,885,759
Plan auditUnmodified (clean) audit opinion
AuditorANASTASI, MOORE, & MARTIN PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$53.3M · 4,658 accts · $2.8M emplr
2023$47.2M · 4,792 accts · $2.3M emplr
2022$40.4M · 4,908 accts · $2.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$249,637
Investment management$85,523
Total administrative$335,160
The Eastern Washington-Northern Idaho 401(k) match · 2024
Employer contribution per active participant$551
Median for plans this size$3,635
2024$551 per active participant
2023$484 per active participant
2022$710 per active participant

Eastern Washington-Northern Idaho's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RET PLAN SRVS · Recordkeeping$249,637
EASTERN WASH-NORTH IDAHO CARP · Plan administrator · Recordkeeping$85,523

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EASTERN WASH-NORTH IDAHO CARP, John Hancock
2023EASTERN WASH-NORTH IDAHO CARP, John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$335,160 · 0.67%
2023$344,043 · 0.79%
2022$354,905 · 0.80%
Similar plansConstruction · Washington
Graham Group (US) Inc. WA$58.3M · 0.35%
W.G. Clark Construction Co. WA$56.6M · 0.25%
Lydig Construction, Inc. WA$54.2M · 0.25%
Tapani, Inc. WA$47.6M · 0.58%
Cochran, Inc. WA$39.7M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260031956 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.