Plan Ledger DOL Form 5500 · updated monthly

Eastern Surfaces, Inc.401(k)

EASTERN SURFACES 401(K) PLAN · ALLENTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Eastern Surfaces, Inc. reported $26,022 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $1,327 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.66% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (3,050th of 3,651), and 4,102nd of 5,215 in retail trade. In 2024, employees put in $1.72 for every $1.00 the employer contributed; active participation has shrunk from 135 to 119 since 2022.

Plan summary
Net assets, end of year$3,846,968
Participants with balances107
Active participants119
Employer contributions$157,932
Employee contributions$272,066
Employer contribution per active participant$1,327
Average account balance$35,953
Benefits paid to participants$206,343
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.8M · 107 accts · $158K emplr
2023$3.2M · 108 accts · $161K emplr
2022$2.9M · 114 accts · $146K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,022
Total administrative$26,022
The Eastern Surfaces, Inc. 401(k) match · 2024
Employer contribution per active participant$1,327
Median for plans this size$1,313
2024$1,327 per active participant
2023$1,281 per active participant
2022$1,085 per active participant

Eastern Surfaces, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LINCOLN NATIONAL CORPORATION · Contract administrator$9,152
ETHOS FINANCIAL GROUP/ALEXANDER H N · Investment advisory (plan)$6,133

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$26,022 · 0.74%
2023$21,278 · 0.70%
2022$20,575 · 0.66%
Same employer
Similar plansRetail Trade · Pennsylvania
C.R.H. Catering Co., Inc. PA$4.1M · 0.50%
Sky Markets, Inc. PA$3.7M · 0.05%
C & J Tire Service, Inc. PA$3.5M · 0.75%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300390435 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.