Plan Ledger DOL Form 5500 · updated monthly

Eastern Missouri Concrete, LLC401(k)

EASTERN MISSOURI CONCRETE, LLC 401(K) PROFIT SHARING PLAN & TRUST · ST. LOUIS, MO · plan year 2023

Reported admin expense ratio · 2023
0.71%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Eastern Missouri Concrete, LLC reported $12,050 in plan administrative expenses for 2023: 0.71% of average plan assets, above the peer median. Employer contributions averaged $2,176 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.24% to 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Missouri (1,270th of 1,393), and 10,932nd of 11,654 in professional & technical services. In 2023, employees put in $1.11 for every $1.00 the employer contributed; active participation has shrunk from 80 to 69 since 2022.

Plan summary
Net assets, end of year$1,882,698
Participants with balances121
Active participants69
Employer contributions$150,175
Employee contributions$167,289
Employer contribution per active participant$2,176
Average account balance$15,559
Benefits paid to participants$185,268
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0
2023$1.9M · 121 accts · $150K emplr
2022$1.5M · 128 accts · $148K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$12,050
Total administrative$12,050
The Eastern Missouri Concrete, LLC 401(k) match · 2023
Employer contribution per active participant$2,176
Median for plans this size$1,308
2023$2,176 per active participant
2022$1,853 per active participant

Eastern Missouri Concrete, LLC's 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
VISIONARY WEALTH ADVISORS, LLC · Investment advisory (participants)$7,536

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$12,050 · 0.71%
2022$19,859 · 1.24%
Similar plansProfessional & Technical Services · Missouri
Vip Services, Inc. MO$2.7M · 0.06%
Whc Worldwide, LLC MO$2.7M · 0.66%
Midwest Weather Inc. MO$2.1M · 1.61%
Stange Law Firm PC MO$1.7M · 0.99%
Sinclair Bio Parent, LLC MO$1.0M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262876680 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.