Plan Ledger DOL Form 5500 · updated monthly

Earnhardt Management Company401(k)

EARNHARDT'S SAVINGS PLAN · CHANDLER, AZ · plan year 2025

Reported admin expense ratio · 2025
0.31%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Earnhardt Management Company reported $250,230 in plan administrative expenses for 2025: 0.31% of average plan assets, higher than ~90% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.22% to 0.31%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 137th-largest of 1,285 plans among Arizona employers on file, and the 421st of 5,215 in retail trade.

Plan summary
Net assets, end of year$85,069,690
Participants with balances1,888
Active participants1,731
Employer contributions$0
Employee contributions$7,673,704
Employer contribution per active participant$0
Average account balance$45,058
Benefits paid to participants$10,349,470
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$85.1M · 1,888 accts
2024$75.8M · 1,792 accts
2023$65.1M · 1,749 accts
2022$56.2M · 1,876 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$184,933
Investment management$64,997
Total administrative$250,230
The Earnhardt Management Company 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$4,093

Earnhardt Management Company's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
CAPFINANCIAL PARTNERS LLC DBA CAPTR · Investment advisory (plan)$64,997
QDRO CONSULTANTS CO LLC$300

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$250,230 · 0.31%
2024$223,297 · 0.32%
2023$225,589 · 0.37%
2022$138,795 · 0.22%
Same employer
Similar plansRetail Trade · Arizona
Raleys Arizona LLC AZ$118.8M · 0.24%
Gowan Company, LLC AZ$91.6M · 0.13%
Rvr, Inc. AZ$71.2M · 0.01%
Bell Ford, Inc. AZ$39.3M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860394615 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.