Plan Ledger DOL Form 5500 · updated monthly

E. John Gavras Center - Ucpa of Cayuga Count403(b)

E JOHN GAVRAS CENTER UCPA OF CAYUGA COUNTY · AUBURN, NY · plan year 2023

Reported admin expense ratio · 2023
0.96%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

E. John Gavras Center - Ucpa of Cayuga Count reported $22,807 in plan administrative expenses for 2023: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $914 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.69% to 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (5,028th of 5,648), and 9,654th of 11,911 in health care & social assistance. In 2023, employees put in $1.87 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,481,780
Participants with balances71
Active participants65
Employer contributions$59,385
Employee contributions$111,071
Employer contribution per active participant$914
Average account balance$34,955
Benefits paid to participants$322,029
Plan auditUnmodified (clean) audit opinion
AuditorDERMODY, BURKE & BROWN, CPAS
Plan history2
Yearassets · accounts · employer contribution
2023$2.5M · 71 accts · $59K emplr
2022$2.3M · 100 accts · $59K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$14,526
Investment management$8,281
Total administrative$22,807
Employer contributions to the E. John Gavras Center - Ucpa of Cayuga Count plan · 2023
Employer contribution per active participant$914
Median for plans this size$1,308
2023$914 per active participant
2022$1,048 per active participant

E. John Gavras Center - Ucpa of Cayuga Count's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$14,526
CARUSO MCLEAN INV ADV · Investment advisory (plan)$8,281

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$22,807 · 0.96%
2022$19,612 · 0.69%
Similar plansHealth Care & Social Assistance · New York
Epilepsy-Pralid, Inc. NY$2.5M · 0.31%
Dmk Endeavors, Inc. NY$2.5M · 1.29%
Ophelia Health, Inc. NY$2.5M · 0.16%
Childrens Rescue Fund NY$2.4M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 150576613 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.