Plan Ledger DOL Form 5500 · updated monthly

E J Stewart Inc.401(k)

COMMONWEALTH SAVINGS PLAN · SPRINGFIELD, PA · plan year 2024

Reported admin expense ratio · 2024
1.09%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

E J Stewart Inc. reported $38,003 in plan administrative expenses for 2024: 1.09% of average plan assets, higher than ~75% of peers. Employer contributions averaged $113 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.89% to 1.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in Pennsylvania (3,059th of 3,651), and 1,655th of 2,096 in real estate & leasing. In 2024, employees put in $6.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,779,362
Participants with balances190
Active participants766
Employer contributions$86,837
Employee contributions$551,053
Employer contribution per active participant$113
Average account balance$19,891
Benefits paid to participants$531,211
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.8M · 190 accts · $87K emplr
2023$3.2M · 175 accts · $72K emplr
2022$2.5M · 101 accts · $40K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,829
Investment management$8,174
Total administrative$38,003
The E J Stewart Inc. 401(k) match · 2024
Employer contribution per active participant$113
Median for plans this size$1,313
2024$113 per active participant
2023$97 per active participant
2022$56 per active participant

E J Stewart Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$29,828
M. HOLDINGS SECURITIES, INC. · Recordkeeping · Trustee$8,174

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, M. HOLDINGS SECURITIES, INC.
2023ADP, M. HOLDINGS SECURITIES, INC.

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Administrative cost history3
2024$38,003 · 1.09%
2023$32,750 · 1.16%
2022$21,385 · 0.89%
Similar plansReal Estate & Leasing · Pennsylvania
A.R. Building Company PA$3.8M · 1.00%
Harrison Enterprises PA$2.6M · 1.56%
Horst Realty Company, LLC PA$1.6M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231735490 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.