Plan Ledger DOL Form 5500 · updated monthly

Dutchess Cars LLC401(k)

DUTCHESS CARS LLC 401(K) PROFIT SHARING PLAN & TRUST · POUGHKEEPSIE, NY · plan year 2024

Reported admin expense ratio · 2024
0.69%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Dutchess Cars LLC reported $54,110 in plan administrative expenses for 2024: 0.69% of average plan assets, above the peer median. Employer contributions averaged $525 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.77% to 0.69%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (3,820th of 5,648), and 2,908th of 5,215 in retail trade. In 2024, employees put in $9.29 for every $1.00 the employer contributed; active participation has shrunk from 223 to 185 since 2022.

Plan summary
Net assets, end of year$8,628,205
Participants with balances262
Active participants185
Employer contributions$97,204
Employee contributions$902,844
Employer contribution per active participant$525
Average account balance$32,932
Benefits paid to participants$518,822
Plan auditUnmodified (clean) audit opinion
AuditorSATTY LEVINE & CIACCO CPAS PC
Plan history3
Yearassets · accounts · employer contribution
2024$8.6M · 262 accts · $97K emplr
2023$7.0M · 259 accts · $122K emplr
2022$5.7M · 248 accts · $119K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,942
Investment management$24,308
Trustee / custodial$860
Total administrative$54,110
The Dutchess Cars LLC 401(k) match · 2024
Employer contribution per active participant$525
Median for plans this size$1,313
2024$525 per active participant
2023$687 per active participant
2022$535 per active participant

Dutchess Cars LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PAYCHEX, INC. · Recordkeeping$22,741
LEVELIZED COMPENSATION ADVISOR · Investment advisory (plan)$15,969
STRATEGIC FINANCIAL SERVICES · Investment advisory (participants)$8,339
ERISA FIDUCIARY SERVICES, INC. · Contract administrator$5,800

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023LEVELIZED COMPENSATION ADVISOR, Paychex

This plan has changed recordkeepers within these filings. If you left Dutchess Cars LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,110 · 0.69%
2023$38,748 · 0.61%
2022$44,393 · 0.77%
Similar plansRetail Trade · New York
Pipes & Shaw LLC NY$8.9M · 0.08%
Adorama Inc. NY$8.7M · 0.57%
Artsy NY$8.6M · 0.03%
Buffalo Pharmacies Inc. NY$8.2M · 0.29%
Riverhead Auto Mall NY$8.2M · 0.93%
Tates Bake Shop, Inc. NY$8.1M · 0.15%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 260591779 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.