Plan Ledger DOL Form 5500 · updated monthly

Dupaco Community Credit Union401(k)

DUPACO COMMUNITY CREDIT UNION SALARY SAVINGS PLAN · DUBUQUE, IA · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Dupaco Community Credit Union reported $200,856 in plan administrative expenses for 2024: 0.27% of average plan assets, higher than ~75% of peers. Employer contributions averaged $6,808 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.27%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 120th-largest of 878 plans among Iowa employers on file, and the 1,205th of 4,798 in finance & insurance. In 2024, the employer put in $1.03 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$77,980,549
Participants with balances683
Active participants571
Employer contributions$3,887,146
Employee contributions$3,757,540
Employer contribution per active participant$6,808
Average account balance$114,174
Benefits paid to participants$9,398,205
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$78.0M · 683 accts · $3.9M emplr
2023$70.2M · 690 accts · $4.2M emplr
2022$56.2M · 667 accts · $2.9M emplr
The Dupaco Community Credit Union 401(k) match · 2024
Employer contribution per active participant$6,808
Median for plans this size$3,635
2024$6,808 per active participant
2023$7,150 per active participant
2022$5,114 per active participant

Dupaco Community Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERICAN TRUST COMPANY · Trustee (discretionary) · Contract administrator$172,856
DWC CONSULTANTS · Investment advisory (plan)$28,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN TRUST COMPANY
2023AMERICAN TRUST COMPANY

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$200,856 · 0.27%
2023$184,909 · 0.29%
2022$177,123 · 0.30%
Same employer
Similar plansFinance & Insurance · Iowa
Security National Corp IA$84.8M · 0.00%
Imt Insurance Company IA$83.1M · 0.10%
Eneric Petroleum Corp. IA$81.7M · 0.08%
Ames National Corporation IA$67.8M · 0.02%
Truenorth Companies, L.C. IA$62.5M · 0.18%
Merchants Bonding IA$58.2M · 0.11%
Homesteaders Life Co. IA$54.1M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 420674206 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.